Insurance Information
Verify insurance validity, coverage details, and upcoming renewal dates for your vehicle.
What is vehicle insurance validity?
The validity of vehicle insurance is limited to a certain duration of time a vehicle insurance policy is in force, and it is in regard to check vehicle insurance online where the policy holder gets financial protection in case an accident occurs to the vehicle. This time is stipulated depending on the dates of beginning and end as described in the insurance document. Within the validity period, the insurer has been mandated to cover the losses or damages in terms of the policies of cover i.e. accidents, theft, natural catastrophes, or third party liabilities.
The standard vehicle insurance policies range in their effectiveness to a year counting on the day of issue although longer-term covers can be taken (e.g. three-year policies) particularly on new vehicles. Vehicle owners must remember the date when their policy is expiring and renew it in time so as not to experience any lapse. In most countries, driving with an expired insurance policy is an offense punishable by both a fine and legal consequences as well as invalidation of claims in the event of an accident.
Different types of vehicle insurance policies
Vehicle insurance policies come in various types, each offering different levels of protection based on the needs of the vehicle owner. Understanding these types helps in choosing the most suitable policy for your vehicle and circumstances. The main types of vehicle insurance policies include Third-Party Insurance, Comprehensive Insurance, Own Damage Insurance, and zero depreciation policies.
1. Third-Party Insurance:
It is the simplest and legally required form of vehicle coverage in several nations. It answers damages or losses, which the insured vehicle inflicts on a third party. This comprises physical hurt, fatalities, and the degradation of other person property. But the third-party insurance takes care of none of the damage either to the insured vehicle or to the policyholder. It is usually the cheapest and only good insurance to get on a vehicle that is only made use of rarely or on vehicles of older models with their market value on the low side.
How to check Vehicle insurance status online on mparivahan mobile app?
Here is a detailed explanation of each step to check your vehicle insurance status online using the mParivahan mobile app:
1.Download and Install the App
First, open the Google Play Store or Apple App Store in your smartphone and search for the app as mParivahan. This is a government app established by the Ministry of Road Transport and Highways, India. Install the app in your cell phone. Upon installation, launch the application and give it the required accesses. The application might ask you to select the language of your choice to get a personal experience.
How to check vehicle insurance status online on Vahan details?
The VAHAN portal has given an opportunity to everyone to use the internet as a fast and secure verification to check vehicle insurance online in a very short period of time. The VAHAN portal is a central database storing all the information of vehicles that are registered in the country that include information of the vehicles insurances. At the homepage click on the option of getting to know your vehicle details. This will lead to a fresh page where you are supposed to enter your vehicle registration number(eg DL01AB1234), and the captcha code that appears on the screen.
Having typed the information, press the button of searching the vehicle. The system will then render all the details about the vehicle including the name of the owner, make and model, registration date, the fuel used, but the most important feature is the insurance valid date and the name of the insurance provider.